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Credit ledger

Credit ledger software for shops

See who owes what, and who paid how much and when, on your phone without turning a single page.

Last updated: 4 November 2026 · LendenPro team

In shortLendenPro keeps a separate credit account for each customer. Choose "Due" as the payment on a bill and the amount is added to that customer. When they pay, you can record all or part of it, and you can send an SMS reminder in one click. This is in the Premium plan at ৳1499 a month.

How it works

  1. Add the customerA name and phone number are enough.
  2. Choose "Due" on the billSelect the customer when billing and choose "Due" as the payment. The amount goes on their account.
  3. Record paymentsEnter the full or partial amount you receive. Older bills are settled first, and the history is kept.
  4. Remind in one clickSend a "Due Reminder" SMS from the customer's page, with the amount filled in for you.
  5. See what you are owedFilter the list to customers who owe you. The customer report also shows the total due.

Paper ledger or software?

Both have pros and cons. If only a few customers buy on credit, a paper ledger may be enough.

TopicPaper ledgerLendenPro
Total owedPaper ledger: You add it up by handLendenPro: Shown automatically
Who owes whatPaper ledger: You search through pagesLendenPro: Search by name or phone
RemindersPaper ledger: By phone or in personLendenPro: One-click SMS
If lost or damagedPaper ledger: Records can be lostLendenPro: Kept in the cloud, backed up daily
Away from the shopPaper ledger: Not possibleLendenPro: Check on your phone
InternetPaper ledger: Not neededLendenPro: Needed
CostPaper ledger: Just pen and paperLendenPro: ৳1499 a month

What each plan includes

You need Premium for credit tracking. If you start on Standard, you can upgrade later and keep your data.

Standard

৳999 / month

🎁 Code FREE3 — first 3 months ৳0 (monthly)

  • Sales, billing and sales reports
  • Thermal and QR digital receipts
  • No credit tracking

Premium

৳1499 / month
  • Everything in Standard, plus:
  • Credit accounts for each customer
  • Part payments and payment history
  • One-click SMS reminders
  • Stock and profit-and-loss tracking

Common questions

Which package includes credit tracking?

For shops and other retail businesses, credit tracking is in the Premium plan at ৳1499 a month (৳1199 per month on yearly billing). The Standard plan does not include it.

Are SMS reminders sent automatically?

No. You open the customer's page, choose "Due Reminder" and send it in one click, with the amount already filled in. So you decide who gets a reminder and when. SMS costs nothing extra.

Can I record part payments?

Yes. Enter whatever amount the customer pays. It settles their oldest bills first, and a history shows when they paid and how much.

Can one bill be part cash and part credit?

Not at the moment: a bill goes fully on credit. If the customer pays something right away, put the bill on credit and record that money as a payment, and the final balance comes out the same.

How do I move dues from my paper ledger?

Talk to our team when you start. Data migration is free, and we will look at your ledger and work out the easiest way to move it.

Does it work without internet?

No. It is cloud software, so it needs an internet connection. The benefit is that your records are not tied to one phone, and you can check them away from the shop.

See also

Start running your business on LendenPro today

Start with no setup cost. If it isn't right for you within seven days, you get your money back in full.